The Solution to the Financial Problem

The Solution to the Financial Problem

Featured in the October, 2009 Issue of the Ashburn Baptist News

Not only are individual families in financial difficulty, but various governmental bodies, such as, Cook County, the state of Illinois and our Federal government. The solution to these problems, whether family or federal, is in the four W’s.

The first of these W’s is wisdom. Never have we had so many high school graduates and so many people with college degrees. In school, we get knowledge but not wisdom.

Obviously the schools are not communicating wisdom or we would not have all of these difficulties. Wisdom is the ability to use facts for practical purposes. The key source of wisdom is the Bible, the Word of God or, in particular, the book of Proverbs, which mentions ‘wisdom’ 125 times. If we paid less attention to polls and politicians and more attention to Proverbs, we would be on the way to solve our problems.

The second of the W’s that will enable us to solve our financial problems is work. As you begin to grow in wisdom, you begin to understand that there is some connection between work and money. Money and work are mentioned 142 times in the book of Proverbs and 2,350 times in the Bible. Young people should not be given money lest they get the crazy notion that it can be obtained without work. When a child reaches 18 and wants to be treated like an adult, then he needs to understand that an adult pays for his own shelter and food. The Scripture is clear, “Go to the ant, you sluggard; consider its ways and be wise!” (Proverbs 6:6).

The third W that will enable us to solve either family or federal financial problems is wealth. There is nothing evil about money. It is not wrong to possess money but it is wrong for money to possess you.

The Bible showcases great men who had great wealth: Abraham, Isaac, Jacob, Job and Solomon were all multi-millionaires. In the New Testament: Joseph of Arimathea, Barnabas and others were wealthy people. The Scripture lays great emphasis on generosity and you can’t give if you don’t have money beyond your basic needs. No one can be wealthy without benefiting many others. A person of wealth builds a business that employs people who benefit. If we tax the wealthy into poverty, we all lose.

It is the wealthy who have not only built the great industries but also provided funds for schools, hospitals, museums, libraries, parks and other public works. Without wealthy people, jobs vanish and charities crumble.

The fourth W is welfare. Just as a normal society will always have a proportion of wealthy people, there will also be the poor (Mark 14:7). However, there is absolutely nothing in the Bible that says the government is to provide for the poor. Furthermore, there is nothing in the United States Constitution that says the government is to provide for the poor. It is very clear that the government is to promote the “general welfare”, which would include roads, bridges, parks and such facilities as are available to every citizen. But there is nothing that says the government should be issuing checks to individuals.

How then are the aged, the disabled, the widowed, the orphaned to be cared for? The Bible is very clear (I Timothy 5:8) that individual families are to care for their own needy. In addition to this, a Biblical local church has a particular set of officers, deacons, who are charged with the responsibility of caring for the needy (Acts 6:1-6).

Sadly, our politicians have spawned a welfare class in our society, so they can be assured of votes from these people. In opposition to this immoralizing and degrading system, the Bible plainly says, “If a man will not work, he shall not eat” (II Thessalonians 3:10).
Following the Bible pattern the financial problem of an individual, a family or a government will be solved.